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Money Transfer: Fast Money Wherever You Are By : Daci Daci Money transfer is the process where money is transferred electronically with no actual money physically involved. Also called wire transfer and later evolving to electronic funds transfer or EFT, it generally involves transferring large sums of money, across an immense network of hundreds of banks all over the world. EFT transactions also include automated teller machine or ATM transactions and other such processes using the phone and other electronic means. In the United States, the Clearing House Interbank Payment System or Chips and the Federal Reserve Wire Network or federal wire are examples of transfer payment systems. The federal wire has the duty of linking the Federal Reserve offices, the US Treasury, depository institutions and other government agencies. It transfers by wire US government securities, funds as well as supervisory, administrative and monetary policy messages. Knowing the Importance of Euro Exchange Rates By : Daci Daci The official currency in most of the countries of Europe is the Euro. About approximately $800 billion worth of US Dollars is the equivalent of the euros that are out in circulation today in the following European countries: